.home-hero{position:relative;overflow:hidden;padding:82px 24px 70px;background:linear-gradient(135deg,#f8fbf9,#edf5f0);border-bottom:1px solid var(--border)}.home-hero:after{content:"";position:absolute;width:440px;height:440px;right:-130px;top:-220px;border:1px solid rgba(15,90,62,.12);border-radius:50%;box-shadow:0 0 0 55px #0f5a3e06,0 0 0 110px #0f5a3e05}.home-hero-inner{position:relative;z-index:1;max-width:1180px;margin:0 auto}.home-eyebrow{margin-bottom:18px;color:var(--primary);font-size:11px;font-weight:800;letter-spacing:.2em}.home-hero h1{max-width:780px;color:var(--text);font-family:var(--serif);font-size:clamp(34px,5.2vw,60px);line-height:1.28;letter-spacing:-.045em}.home-hero h1 span{color:var(--primary)}.home-hero p{margin-top:22px;color:var(--text-sub);font-size:16px;line-height:1.9}.hero-points{display:flex;flex-wrap:wrap;gap:9px 20px;margin-top:30px;color:var(--primary-dark);font-size:12.5px;font-weight:650}.hero-points span:before{content:"✓";display:inline-grid;place-items:center;width:19px;height:19px;margin-right:7px;color:#fff;background:var(--primary);border-radius:50%;font-size:11px}.cat-section{margin-bottom:52px;scroll-margin-top:calc(var(--header-h) + 18px)}.cat-title{display:flex;align-items:center;gap:12px;margin-bottom:17px;color:var(--primary-dark);font-size:15px;font-weight:800;letter-spacing:-.02em}.cat-title:after{content:"";height:1px;flex:1;background:var(--border)}.tool-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(235px,1fr));gap:14px}.tool-card{min-height:158px;padding:22px;display:flex;flex-direction:column;gap:16px;color:inherit;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}.tool-card:hover{transform:translateY(-3px);border-color:#9fc5b3;box-shadow:var(--shadow)}.tool-icon-wrap{width:44px;height:44px;display:grid;place-items:center;border-radius:11px;filter:saturate(.65)}.tool-name{margin-bottom:4px;color:var(--text);font-size:15px;font-weight:750}.tool-desc{color:var(--text-sub);font-size:12.8px;line-height:1.65}.home-claims-temp-link{width:min(1180px,calc(100% - 48px));margin:-24px auto 22px;display:flex;justify-content:flex-end}.home-claims-temp-link a{color:var(--text-muted);font-size:12px;text-decoration:underline;text-underline-offset:3px}.home-claims-temp-link a:hover{color:var(--primary)}.weekly-issue-board{width:min(1180px,calc(100% - 40px));height:260px;margin:34px auto 12px;display:grid;grid-template-columns:35% 65%;overflow:hidden;color:#fff;background:#0d2d37;text-decoration:none;box-shadow:0 14px 34px #0d2d3729}.weekly-issue-board:hover{color:#fff}.weekly-issue-board:focus-visible{outline:3px solid #62c8b2;outline-offset:4px}.weekly-issue-board__intro{padding:38px 48px;display:flex;flex-direction:column;justify-content:center;border-right:1px solid #294850}.weekly-issue-board__intro>span{color:#67c4b2;font-size:10px;font-weight:800;letter-spacing:.18em}.weekly-issue-board__intro h2{margin:16px 0 8px;font-family:var(--serif);font-size:clamp(34px,4vw,50px);line-height:1.08;letter-spacing:-.065em}.weekly-issue-board__intro p{margin:0;color:#8fb0b5;font-size:11px}.weekly-issue-board__intro strong{width:max-content;margin-top:30px;padding-bottom:8px;border-bottom:1px solid #5f7d82;font-size:12px}.weekly-issue-board__intro strong b{margin-left:8px;color:#78d0bd}.weekly-issue-board__window{position:relative;height:260px;overflow:hidden;background:#10262e}.weekly-issue-board__reel{animation:weeklyIssueUp 19s linear infinite}.weekly-issue-board:hover .weekly-issue-board__reel{animation-play-state:paused}.weekly-issue-board__row{height:52px;padding:0 34px;display:grid;grid-template-columns:44px 1fr auto 22px;gap:14px;align-items:center;border-bottom:1px solid #294249}.weekly-issue-board__row>span{color:#65868b;font-size:14px;font-weight:700}.weekly-issue-board__row>strong{font-size:clamp(17px,2vw,22px);letter-spacing:-.04em}.weekly-issue-board__row>i{color:#688d91;font-size:9px;font-style:normal;letter-spacing:.08em}.weekly-issue-board__row>b{color:#78c9b7;font-size:17px}.weekly-issue-board__fade{position:absolute;z-index:2;left:0;right:0;height:48px;pointer-events:none}.weekly-issue-board__fade--top{top:0;background:linear-gradient(#10262e,transparent)}.weekly-issue-board__fade--bottom{bottom:0;background:linear-gradient(transparent,#10262e)}@keyframes weeklyIssueUp{0%{transform:translateY(0)}to{transform:translateY(-312px)}}@media(max-width:768px){.home-hero{padding:54px 20px 48px}.home-hero h1{font-size:clamp(30px,9vw,42px)}.home-hero p{font-size:14px}.desktop-break{display:none}.hero-points{flex-direction:column}.tool-grid{grid-template-columns:1fr 1fr;gap:10px}.tool-card{min-height:150px;padding:17px 15px}.home-claims-temp-link{width:calc(100% - 40px);margin-top:-20px}.weekly-issue-board{width:100%;height:auto;margin-top:22px;grid-template-columns:1fr;box-shadow:none}.weekly-issue-board__intro{padding:34px 24px;border-right:0;border-bottom:1px solid #294850}.weekly-issue-board__window{height:208px}.weekly-issue-board__row{height:52px;padding:0 20px;grid-template-columns:32px 1fr 18px;gap:10px}.weekly-issue-board__row>i{display:none}}@media(max-width:430px){.tool-grid{grid-template-columns:1fr}.tool-card{min-height:0;flex-direction:row;align-items:flex-start}}@media(prefers-reduced-motion:reduce){.weekly-issue-board__reel{animation:none}}.insurance-issue-hub{width:min(1180px,calc(100% - 40px));margin:38px auto 56px;display:grid;grid-template-columns:300px 1fr;gap:34px;align-items:start}.insurance-issue-hub__head{padding:10px 4px}.insurance-issue-hub__head>span{color:var(--primary);font-size:10px;font-weight:800;letter-spacing:.17em}.insurance-issue-hub__head h2{margin:13px 0 12px;color:var(--text);font-family:var(--serif);font-size:30px;line-height:1.35;letter-spacing:-.045em}.insurance-issue-hub__head p{margin:0;color:var(--text-sub);font-size:13px;line-height:1.8}.insurance-issue-hub__cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.issue-hub-card{min-height:224px;padding:24px;display:flex;flex-direction:column;border:1px solid var(--border);background:var(--surface);box-shadow:var(--shadow-sm);color:inherit;text-decoration:none;transition:transform .2s,border-color .2s,box-shadow .2s}.issue-hub-card:hover{transform:translateY(-3px);border-color:#91bfa9;box-shadow:var(--shadow)}.issue-hub-card small{color:var(--primary);font-size:9px;font-weight:800;letter-spacing:.12em}.issue-hub-card strong{margin:14px 0 8px;color:var(--text);font-family:var(--serif);font-size:21px;line-height:1.35;letter-spacing:-.04em}.issue-hub-card p{margin:0;color:var(--text-sub);font-size:12px;line-height:1.75}.issue-hub-card>b{margin-top:auto;padding-top:18px;color:var(--primary-dark);font-size:11px}.issue-hub-card--weekly{border-top:3px solid #167b6c}.issue-hub-card--precedent{border-top:3px solid #c9795f}.issue-hub-card--yearly{border-top:3px solid #355f70}.issue-hub-card--yearly>div{display:flex;gap:7px;margin-top:auto;padding-top:19px}.issue-hub-card--yearly a{flex:1;display:flex;justify-content:space-between;align-items:center;padding:9px 8px;color:#355f70;border:1px solid #cbd8d4;background:#f3f8f5;font-size:12px;font-weight:800}.issue-hub-card--yearly a span{color:var(--primary)}@media(max-width:900px){.insurance-issue-hub{grid-template-columns:1fr;gap:16px}.insurance-issue-hub__cards{grid-template-columns:repeat(3,1fr)}}@media(max-width:700px){.insurance-issue-hub{width:100%;margin:22px 0 40px;padding:0 20px}.insurance-issue-hub__cards{grid-template-columns:1fr}.issue-hub-card{min-height:180px}.insurance-issue-hub__head h2{font-size:27px}}.insurance-issue-hub__cards--compact{grid-template-columns:repeat(2,1fr);max-width:760px}@media(max-width:700px){.insurance-issue-hub__cards--compact{grid-template-columns:1fr}}.home-fss-card{width:min(1180px,calc(100% - 40px));margin:12px auto 0;padding:28px 32px;display:flex;align-items:center;gap:24px;color:var(--text);background:#fff;border:1px solid #cbdcd2;border-left:4px solid var(--primary);box-shadow:var(--shadow-sm);transition:border-color .2s,box-shadow .2s}.home-fss-card:hover{border-color:#74a88e;box-shadow:var(--shadow)}.home-fss-card:focus-visible{outline:3px solid var(--primary);outline-offset:4px}.home-fss-card__icon{width:56px;height:64px;display:grid;place-items:center;flex:none;color:var(--primary);background:#eaf3ed;border:1px solid #d3e4d9;border-radius:4px 14px 4px 4px;font-family:var(--serif);font-size:27px}.home-fss-card__body{flex:1}.home-fss-card__eyebrow{color:var(--primary);font-size:11px;font-weight:750;letter-spacing:.06em}.home-fss-card h2{margin:5px 0 6px;font-family:var(--serif);font-size:clamp(21px,2.4vw,28px);line-height:1.4;letter-spacing:-.035em}.home-fss-card p{color:var(--text-sub);font-size:13px;line-height:1.7;word-break:keep-all}.home-fss-card__action{display:flex;align-items:center;gap:22px;flex:none;color:var(--primary);font-size:13px;font-weight:750}.home-fss-card__action b{font-size:23px}@media(max-width:700px){.home-fss-card{padding:22px;gap:14px;flex-wrap:wrap}.home-fss-card__icon{display:none}.home-fss-card__body{flex-basis:100%}.home-fss-card__action{width:100%;justify-content:space-between;padding-top:12px;border-top:1px solid var(--border)}}@media(prefers-reduced-motion:reduce){.home-fss-card{transition:none}}
